Group Benefit Products

At Cartin & Associates we want to work closely with you to customize a plan that best suits your organizational goals. A thoughtfully designed plan can set you apart from your competitors and assist in attracting and retaining the best employees.

Below, is a partial list of some of the products we provide:

  • Life Insurance
  • Accidental Death and Dismemberment
  • Short and Long Term Disability
  • Extended Health Care
  • Prescription Drug Coverage
  • Emergency Travel Insurance
  • Dental Coverage
  • Wellness Programs
  • Health Care Spending Accounts (HCSA)
  • Employee Family Assistance Plans (EFAP)
  • Critical Illness Insurance

Group Benefit Consulting Services

WE WORK HARD TO EDUCATE YOU ON WHAT OPTIONS YOU HAVE, AND TO ENSURE YOU’RE GETTING EXACTLY WHAT YOU NEED AT THE PRICE AND TERMS YOU WANT TO PAY!

  • Design and implement efficient, innovative, cost effective benefit programs that meet customer needs.
  • Ongoing plan design reviews and periodic Market Surveys to insure incumbent carrier pricing remains competitive in the marketplace.
  • Conduct negotiations with insurance carrier underwriters in respect to rates, plan design and policy provisions.
  • Produce detailed annual Renewal Reports and Claim Summaries.
  • Advocate on your behalf regarding any claim or administration issues you may be experiencing with your plan. We encourage our customers to get in touch with us first as we are in the best position to expedite resolution of any issue in a timely fashion.
  • Day to day Administrative Support to the Plan Sponsor.
  • Member Education helping your employees better understand and value their group benefits and/or savings program.
CONTACT US TO GET STARTED!

Group Savings Advisory Services

WE SPECIALIZE IN THE DESIGN AND IMPLEMENTATION OF GROUP SAVINGS PLANS INCLUDING:

  • Defined Contribution Pension Plans (DCPP)
  • Registered Retirement Savings Plans (RRSP)
  • Tax Free Savings Accounts (TFSA)
  • Non Registered Savings Accounts (NRSA)

WE ALSO:

  • Provide ongoing support on the day to day administration of your plan
  • Assist in helping you mitigate any risk associated with your fiduciary responsibilities as the Plan Sponsor of your group savings plan

 

Individual Benefits

WE ALSO PROVIDE INDIVIDUAL BENEFITS PROGRAMS CATERED TO YOUR INDIVIDUAL NEEDS! OUR PROGRAMS INCLUDE, BUT ARE NOT LIMITED TO:

  • Individual Life Insurance
  • Individual Disability Insurance
  • Individual Critical Illness Insurance
  • Retirement Planning

Ready to Talk?

WE ARE ALWAYS AVAILABLE FOR A FREE CONSULTATION!

Contact Us